Income Calculator

Faster, reliably accurate income calculations using IRS direct data.

Self-Employed Income Calculations, Full Reps & Warrants

Fast, reliably accurate, and error proof and GSE Reps & Warrants.

Income & employment data defects are the top defect category, making up 37.01% of all defects.

ACES’ Mortgage QC Industry Trends (Q2 2024)

Client & Partner Feedback

Speed is the ante to play in mortgage banking and the stakes are getting higher every day. The halcyon platform enables lenders to use source data and Ai for better, faster decision making.

Halcyon is redefining the standard for income verification with unmatched speed, accuracy, and compliance. Their direct IRS integrations and AI-driven automation provide lenders with the trust and efficiency the industry has long needed.

Halcyon has uniquely combined direct data access, unmatched speed, and lower cost income verification into a single solution. It’s rare to find technology that improves quality while also reducing expenses…Halcyon does both.

Halcyon is more than an incremental improvement, it’s a fundamental shift in how we underwrite. By blending direct IRS integrations with AI-driven automation, they’ve turned income verification into a transparent, scalable advantage for lenders and borrowers alike.